Types of insurance you can get when shipping items

If you are planning to ship items it is a good idea to ensure your parcel. Regardless of the type of items you are sending, the destination, and the shipper, getting insurance will definitely be beneficial. Avoid the risk of having to cover all costs in case your parcel gets lost, damaged, or stolen. Research the types of insurance you can get when shipping items and choose the best option for you.

What is shipping insurance?

Whenever you are moving items overseas, whether you are relocating or selling goods, there is a certain risk involved. In any case, you don’t want to worry all the time about the loss of your belongings while you are planning a move. Shipping insurance is a service provided by a shipper in order to reimburse senders for shipments that are damaged or lost in transit. All shipping companies in Dammam offer shipping insurance, but not all of them have the same policy. Most of them provide automatic coverage which is not related to the actual value of your goods. That’s why it is crucial to inform yourself about the types of insurance you can get when shipping items. Also, check the company’s insurance policy before you hire it.

Insure your belongings when shipping them overseas.
Shipping insurance will protect you in case your shipment gets damaged or stolen

Do you need insurance?

Getting shipping insurance is an individual decision, but it is always recommendable to insure your belongings. Obviously, it is up to you and you should base your decision on two main attributes. First, think about the value of your shipment. The higher the value of your items, the bigger the need to insure them. The safety of your belongings is of the utmost importance, especially if you are shipping expensive items. Second, consider the possibility of your items being damaged, lost, or stolen. It is crucial to hire a reliable and experienced shipping company to transport your things. Four Wings is the national shipping company of Saudi Arabia. It has over 20 years of experience, a myriad of satisfied customers, well-trained moving professionals, and offers a variety of relocation and logistic services.

Even if you hire a trustworthy shipping company to handle your shipment, certain risks still exist. For example, even the most experienced and professional team cannot prevent natural disasters. In case of a shipwreck, your belongings will be destroyed. Remember that cargo damage is one of the possible problems with freight shipping. That’s why insurance is always advisable. However, bear in mind that there are limits on insurance maximum. Insurance policies vary by shippers so check what type of insurance your carrier provides.

What are the types of insurance you can get when shipping items

Once you decide whether you need shipping insurance, it is time to research types of insurance. Do you need declared value or cargo insurance? These two types of insurance differ significantly as well as the coverage they provide.

Ask your shipper about his insurance policy.
Think carefully whether you need shipping insurance or not
  • Declared value

Declared value is the amount a shipper stated to the carrier that his shipment is worth. This is the carrier’s maximum liability in case of damage or loss of a package. There is a limited liability on packages with no declared value. So, if your goods exceed this amount, you can declare a higher value for your shipment up to the maximum allowed in your country. In this way, you can pursue an amount greater than the stated limit in case of damage or loss of cargo. If the shipper declares a value, he must pay additional charges for the increase in liability. It is important to know that, even if you pay for the additional coverage, that doesn’t mean that any type of damage will be fully compensated. You have to prove the legal liability of the carrier, that is, prove that the carrier was negligent.

  • Cargo insurance

This type of insurance protects the parcel against loss or damage, without having to prove the legal liability of the carrier. The supper will be reimbursed for the insured value of the goods. However, policies on what is covered by insurance can vary drastically from carrier to carrier. That is why you need to be careful when buying cargo insurance and check the carrier’s insurance policy. Also, read your moving contract carefully before signing anything.

Make sure to pack and protect your belongings

Although there are some things you cannot control, such as bad weather and natural disasters, you can take the necessary measures to protect your shipment. If you are moving overseas, pack your things properly. You can hire a shipping company to provide a packing service or you can do it yourself. If you decide to pack on your own, make sure to learn some packing techniques. Gather packing materials in advance – moving boxes, packing paper, tape, bubble wrap, scissors, markers. You don’t have to buy new supplies but they have to be quality supplies. Otherwise, things can get damaged or broken.

Pack your belongings properly.
One of the best ways to protect your belongings is to use quality packing materials


Unexpected circumstances, natural disasters, and extreme weather conditions can ruin your shipment. However, you can protect your things against this. There are different types of insurance you can get when shipping items. Depending on the value of your things and the risk that exists, you should decide whether you need declared value or cargo insurance.

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